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Network Tokens",[268,485,486],{},"Apple Pay transactions generally use network tokens instead of the underlying card number.",[268,488,489],{},"The Merchant acknowledges that:",[310,491,492,495,498,501],{},[313,493,494],{},"network tokens are issued and managed by the applicable payment network or authorised service providers;",[313,496,497],{},"tokens may change during the lifecycle of a card;",[313,499,500],{},"token availability is outside Kwik's control; and",[313,502,503],{},"tokenisation does not eliminate the possibility of fraud or Chargebacks.",[282,505],{},[285,507,509],{"id":508},"_7-merchant-responsibilities","7. Merchant Responsibilities",[268,511,512],{},"The Merchant shall:",[310,514,515,518,521,524,527,530],{},[313,516,517],{},"integrate Apple Pay in accordance with Kwik's technical documentation;",[313,519,520],{},"comply with Apple's branding and user interface requirements where applicable;",[313,522,523],{},"provide accurate transaction information;",[313,525,526],{},"fulfil customer orders promptly;",[313,528,529],{},"maintain appropriate customer support processes; and",[313,531,532],{},"comply with all applicable card network requirements.",[268,534,535],{},"The Merchant shall not:",[310,537,538,541,544,547],{},[313,539,540],{},"modify Apple Pay authentication flows;",[313,542,543],{},"misrepresent Apple Pay functionality;",[313,545,546],{},"collect prohibited payment credentials; or",[313,548,549],{},"attempt to circumvent Apple's security controls.",[282,551],{},[285,553,555],{"id":554},"_8-refunds","8. 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Suspension",[268,617,618],{},"Kwik may suspend Apple Pay where:",[310,620,621,624,627,630,633,636,639],{},[313,622,623],{},"required by Apple;",[313,625,626],{},"required by a card network;",[313,628,629],{},"required by an acquiring bank;",[313,631,632],{},"required by a sponsoring bank;",[313,634,635],{},"required by Applicable Law;",[313,637,638],{},"fraud levels become unacceptable; or",[313,640,641],{},"continued processing presents an unacceptable risk.",[268,643,644],{},"Suspension of Apple Pay does not automatically suspend other payment methods.",[282,646],{},[285,648,650],{"id":649},"_11-third-party-requirements","11. Third-Party Requirements",[268,652,653],{},"Apple Pay is provided through third-party infrastructure.",[268,655,656],{},"The Merchant acknowledges that Apple, issuing banks, payment networks and other third parties may impose additional operational or technical requirements.",[268,658,659],{},"Kwik is not responsible for:",[310,661,662,665,668,671,674,677],{},[313,663,664],{},"Apple system outages;",[313,666,667],{},"Apple Wallet availability;",[313,669,670],{},"device compatibility;",[313,672,673],{},"operating system issues;",[313,675,676],{},"issuer restrictions; or",[313,678,679],{},"Apple policy changes.",[282,681],{},[285,683,685],{"id":684},"_12-changes","12. Changes",[268,687,688],{},"Kwik may amend this Policy from time to time to reflect:",[310,690,691,694,697,700,703,706],{},[313,692,693],{},"changes to Apple Pay;",[313,695,696],{},"changes to payment network rules;",[313,698,699],{},"acquiring bank requirements;",[313,701,702],{},"regulatory developments;",[313,704,705],{},"security improvements; or",[313,707,708],{},"operational enhancements.",[268,710,711],{},"The latest version of this Policy will always be available at:",[268,713,714],{},[271,715,186],{},[268,717,718],{},"Continued use of Apple Pay after an updated version becomes effective constitutes acceptance of the revised Policy where permitted by Applicable Law.",{"title":720,"searchDepth":721,"depth":722,"links":723},"",1,2,[724,725,726,727,728,729,730,731,732,733,734,735],{"id":287,"depth":722,"text":288},{"id":363,"depth":722,"text":364},{"id":392,"depth":722,"text":393},{"id":424,"depth":722,"text":425},{"id":456,"depth":722,"text":457},{"id":482,"depth":722,"text":483},{"id":508,"depth":722,"text":509},{"id":554,"depth":722,"text":555},{"id":568,"depth":722,"text":569},{"id":614,"depth":722,"text":615},{"id":649,"depth":722,"text":650},{"id":684,"depth":722,"text":685},"Version: 1.2","md",null,{},true,{"description":736},"wo1xbPhMsjoIGRwBGlAGHI8cBh4jlyzaQYbw11aLElM",[744,745],{"title":95,"path":182,"stem":183,"description":736,"children":-1},{"title":189,"path":190,"stem":191,"description":736,"children":-1},1783493459660]