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Digital Wallet",[268,427,428],{},"Google Pay stores payment credentials using secure tokenisation technologies.",[268,430,431],{},"Kwik does not:",[310,433,434,437,440,443,446],{},[313,435,436],{},"issue Google Pay credentials;",[313,438,439],{},"manage Google Accounts or Google Wallet;",[313,441,442],{},"control Google Pay availability;",[313,444,445],{},"control Android device functionality; or",[313,447,448],{},"control Google's authentication mechanisms.",[268,450,451],{},"Google Pay remains subject to Google's own terms and conditions. Kwik relies on Google's own compliance with Applicable Law in respect of Google Pay and does not independently verify or guarantee that compliance.",[282,453],{},[285,455,457],{"id":456},"_5-authentication","5. Authentication",[268,459,460],{},"Google Pay transactions may require Customer authentication using methods determined by Google and the issuing bank, including:",[310,462,463,466,469,472,475,478],{},[313,464,465],{},"fingerprint authentication;",[313,467,468],{},"facial recognition;",[313,470,471],{},"device PIN or passcode;",[313,473,474],{},"device pattern;",[313,476,477],{},"biometric authentication; or",[313,479,480],{},"other supported authentication methods.",[268,482,483],{},"The Merchant must not interfere with or attempt to bypass Google Pay authentication.",[282,485],{},[285,487,489],{"id":488},"_6-network-tokens","6. Network Tokens",[268,491,492],{},"Google Pay transactions generally use network tokens instead of the underlying card number.",[268,494,495],{},"The Merchant acknowledges that:",[310,497,498,501,504,507],{},[313,499,500],{},"network tokens are issued and managed by the applicable payment network or authorised service providers;",[313,502,503],{},"tokens may be refreshed, replaced or withdrawn;",[313,505,506],{},"token availability is outside Kwik's control; and",[313,508,509],{},"tokenisation does not eliminate the possibility of fraud or Chargebacks.",[282,511],{},[285,513,515],{"id":514},"_7-merchant-responsibilities","7. Merchant Responsibilities",[268,517,518],{},"The Merchant shall:",[310,520,521,524,527,530,533,536],{},[313,522,523],{},"integrate Google Pay in accordance with Kwik's technical documentation;",[313,525,526],{},"comply with Google's branding and user interface requirements where applicable;",[313,528,529],{},"provide accurate transaction information;",[313,531,532],{},"fulfil customer orders promptly;",[313,534,535],{},"maintain appropriate customer support processes; and",[313,537,538],{},"comply with all applicable card network requirements.",[268,540,541],{},"The Merchant shall not:",[310,543,544,547,550,553],{},[313,545,546],{},"modify Google Pay authentication flows;",[313,548,549],{},"misrepresent Google Pay functionality;",[313,551,552],{},"collect prohibited payment credentials; or",[313,554,555],{},"attempt to circumvent Google's security controls.",[282,557],{},[285,559,561],{"id":560},"_8-refunds","8. 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Suspension",[268,623,624],{},"Kwik may suspend Google Pay where:",[310,626,627,630,633,636,639,642,645],{},[313,628,629],{},"required by Google;",[313,631,632],{},"required by a card network;",[313,634,635],{},"required by an acquiring bank;",[313,637,638],{},"required by a sponsoring bank;",[313,640,641],{},"required by Applicable Law;",[313,643,644],{},"fraud levels become unacceptable; or",[313,646,647],{},"continued processing presents an unacceptable risk.",[268,649,650],{},"Suspension of Google Pay does not automatically suspend other payment methods.",[282,652],{},[285,654,656],{"id":655},"_11-third-party-requirements","11. Third-Party Requirements",[268,658,659],{},"Google Pay is provided through third-party infrastructure.",[268,661,662],{},"The Merchant acknowledges that Google, issuing banks, payment networks and other third parties may impose additional operational or technical requirements.",[268,664,665],{},"Kwik is not responsible for:",[310,667,668,671,674,677,680,683],{},[313,669,670],{},"Google service outages;",[313,672,673],{},"Google Wallet availability;",[313,675,676],{},"device compatibility;",[313,678,679],{},"operating system issues;",[313,681,682],{},"issuer restrictions; or",[313,684,685],{},"Google policy changes.",[282,687],{},[285,689,691],{"id":690},"_12-changes","12. Changes",[268,693,694],{},"Kwik may amend this Policy from time to time to reflect:",[310,696,697,700,703,706,709,712],{},[313,698,699],{},"changes to Google Pay;",[313,701,702],{},"changes to payment network rules;",[313,704,705],{},"acquiring bank requirements;",[313,707,708],{},"regulatory developments;",[313,710,711],{},"security improvements; or",[313,713,714],{},"operational enhancements.",[268,716,717],{},"The latest version of this Policy will always be available at:",[268,719,720],{},[271,721,190],{},[268,723,724],{},"Continued use of Google Pay after an updated version becomes effective constitutes acceptance of the revised Policy where permitted by Applicable Law.",{"title":726,"searchDepth":727,"depth":728,"links":729},"",1,2,[730,731,732,733,734,735,736,737,738,739,740,741],{"id":287,"depth":728,"text":288},{"id":363,"depth":728,"text":364},{"id":392,"depth":728,"text":393},{"id":424,"depth":728,"text":425},{"id":456,"depth":728,"text":457},{"id":488,"depth":728,"text":489},{"id":514,"depth":728,"text":515},{"id":560,"depth":728,"text":561},{"id":574,"depth":728,"text":575},{"id":620,"depth":728,"text":621},{"id":655,"depth":728,"text":656},{"id":690,"depth":728,"text":691},"Version: 1.2","md",null,{},true,{"description":742},"oLxEJp5lEAyKl_-x9G7xguivAGBIS9SqSKbDZTNIzFM",[750,751],{"title":185,"path":186,"stem":187,"description":742,"children":-1},{"title":193,"path":194,"stem":195,"description":742,"children":-1},1783493459695]