# EFT Debit Order configuration

EFT Debit Orders are the simplest and most cost-effective type of debit order. To [**create a debit order payment**](https://help.kwik.co.za/~/revisions/4CzukCZmJFmwwH2ziIQj/payments/recurring-payments/create-a-recurring-payment-manually) instruction, a [**mandate**](https://help.kwik.co.za/~/revisions/4CzukCZmJFmwwH2ziIQj/mandates/minimum-mandate-requirements) is required to debit the account. This article will guide you through configuring EFT Debit Orders and explain the key settings to help you get started.

<figure><img src="https://1837705675-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FfaYWB8vEj5QaW8uzEQWK%2Fuploads%2F0TMDY7pOGV6cyJZIFqYV%2FScreenshot%202025-01-29%20at%2015.48.23.png?alt=media&#x26;token=55bba2a5-8888-467d-9f79-c956fe4a8ace" alt="" width="389"><figcaption></figcaption></figure>

1. **Abbreviated Name:** This is the preferred shortened name selected during the onboarding process. It will appear on your clients' mandates and bank statements for easy reference.
2. **Item Limit:** This is the maximum amount that can be collected per transaction. The item limit is set by **Kwik Payments** based on the limit provided during the onboarding process.

*Note:  If you wish to change the item limit or monthly limit, please **contact Kwik** as these settings need to be adjusted through the bank.*

3. **Monthly Limit:** This is the total amount allowed to be collected within a given month. Please note that this limit is slightly overestimated. If you attempt to add another payment that exceeds this monthly limit, an error message will be triggered and the creation of the payment will be prevented.
4. **Type of Payment:** Specify the reason for the collection. Each time a payment is processed, this reason will be submitted to the bank.  By selecting your preferred payment type here, it will be set as the default for future transactions. The payment type can be adjusted during the payment creation process.

<figure><img src="https://1837705675-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FfaYWB8vEj5QaW8uzEQWK%2Fuploads%2FIkhM79nQ8poQpDa2HyKz%2FScreenshot%202025-01-29%20at%2015.48.28.png?alt=media&#x26;token=a7175da0-2144-424d-b9c1-7d34235616ad" alt="" width="425"><figcaption></figcaption></figure>
