# Payment Methods

Kwik Payments provides secure and reliable solutions to handle payment collections for your business.&#x20;

Payment methods are configured by **Kwik** during the **onboarding process**. Users can only modify the **default settings**.

If the **default settings** are updated, the new **default information** will automatically apply whenever a **new payment** is created thereafter.

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This article outlines the payment methods we currently support.

#### **Supported Payment Methods**

1. [**EFT Debit Orders**](https://help.kwik.co.za/~/revisions/LxWfTpKlSpkyVpAzNQDv/settings/payment-methods/debit-orders/eft-debit-order-configuration)
   * **Description:** A trusted and cost-effective way to collect payments directly from customers’ bank accounts on pre-agreed dates.
   * **Use Cases:** Ideal for recurring payments like subscriptions, memberships, or installment-based services.
2. [**DebiCheck**](https://help.kwik.co.za/~/revisions/LxWfTpKlSpkyVpAzNQDv/settings/payment-methods/debicheck/debicheck-configuration)
   * **Description:** A secure debit order system that requires customers to electronically confirm their payment mandates with their bank. This method helps reduce disputes and ensures only authorised transactions are processed.
   * **Use Cases:** Suitable for both one-time payments and recurring payments, particularly where payment authorisation is critical typically for larger amounts.

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#### **Payment Types Supported**

* [**One-Time Payments:**](https://help.kwik.co.za/~/revisions/LxWfTpKlSpkyVpAzNQDv/payments/one-time-payments-overview) For single transactions such as donations or once-off service fees.
* [**Recurring Payments**](https://help.kwik.co.za/~/revisions/LxWfTpKlSpkyVpAzNQDv/payments/recurring-payments-overview)**:** For ongoing transactions such as monthly subscriptions, memberships, or installment plans.
