# Account limits explained

Here’s a clear breakdown of the limits associated with your business account:

<figure><img src="https://1837705675-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FfaYWB8vEj5QaW8uzEQWK%2Fuploads%2FDkbIkeI3W0GX8k00Ub7b%2FScreenshot%202025-01-14%20at%2011.02.32.png?alt=media&#x26;token=663eb6b8-b2e8-4690-a4a0-9735c84193a1" alt=""><figcaption></figcaption></figure>

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#### **Transaction limit**

The **Transaction Limit** is the maximum amount that can be processed in a single payment using a specific payment method. For example, if your **Transaction Limit** is **R 5 907**, you will not be able to debit a payment larger than this amount in one transaction. If you attempt to exceed this limit, the transaction will be rejected.

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#### **Monthly limit**

The **Monthly Limit** represents the total amount you can process over a 30-day period using a specific payment method. This limit applies to all transactions, including one-time and recurring payments.

* The **Monthly Limit** takes into account the usage of one-time, monthly, and yearly payments. This means that any one-time or yearly payments you make will count towards your **Monthly Limit**, even if they are not recurring.

**Exceeding the monthly limit**: If your total usage for the month reaches or exceeds the **Monthly Limit**, you will not be able to make any further transactions until the next period. If you attempt to make a payment beyond this limit, you will receive an error message.

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**Withdraw delay: 4 Business days**

The **withdrawal delay** indicates the processing time before you can [request a payout](https://help.kwik.co.za/~/revisions/ViK2HKF9UBlxWYk72NJq/account/payouts-overview). It takes **4 business days** for the funds to be available for [payout](https://help.kwik.co.za/~/revisions/ViK2HKF9UBlxWYk72NJq/account/payouts-overview) after a [transaction](https://help.kwik.co.za/~/revisions/ViK2HKF9UBlxWYk72NJq/payments/transactions-overview) has been processed.

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**Retained amount**

The [**Retained Amount** ](https://help.kwik.co.za/~/revisions/ViK2HKF9UBlxWYk72NJq/account/payouts-overview)is a portion of your funds that is temporarily held back, as required by the Payment Association of South Africa (PASA).
