DebiCheck transaction codes

This section provides a reference for interpreting DebiCheck transaction codes found in the transaction metadata. Each code indicates the outcome or reason a transaction has succeeded, failed, or been

Code	Description
00	Transaction Successful
02	Insufficient Funds
03	Debits not allowed to this account
04	Payment stopped by Account Holder
05	Account Dormant
06	Account frozen
08	Account In Liquidation
10	Account in sequestration
12	Account closed
18	Account holder deceased
22	Account effects not cleared
26	No Such Account
30	No authority to debit
32	Debit in contravention of payer’s authority
34	Authorisation canceled
36	Previously stopped via stop payment advice
40	Item Limit Exceeded
42	AEDO MAC Verification failed
44	Unable To Process
46	Account in Advance
48	Account Number fails CDV routine
99	Held for Representment
E1	Payer request to stop presentations
E8	Successful Recall
E9	Unsuccessful Recall
F0	Transaction failed in validation
HB	Homeback
R3	Mandate has been suspended no collection possible
F2	Payment instruction disputed by payer
56	Not FICA compliant
14	Account transferred (Internal)
16	Account transferred (External)
AM02	Not allowed amount
DT01	Invalid date
NWIA	Not what I agreed to
R1	Matching Active Mandate Not Found
R2	Mandate cancelled
ER	Unpaid code “ER” needs to be read in conjunction with the Reason Code and Reason Description, which can be found in the batch downloaded Excel report”

• Some codes (e.g., 99, ER, or R3) may not represent a final transaction outcome and can change after reprocessing or representment.

• The Description provided gives additional detail and should always be reviewed with the transaction code.

If you receive a code not listed here, contact support for further clarification.